2011.8.28 銀行券の歴史
さて、日銀券の話。日銀券は政府の発行する紙幣ではないというのが
味噌ですね。政府から日銀は独立。
デフレだからといって日銀が日銀券を増刷するわけにはいかないもの。
あくまでも日銀が保有する資産の応じて、日銀券を発行。
では国債を日銀が購入して、その国債額に応じた日銀券を発行すれば、
これはインフレです。
その歯止めとして、日銀の引き受ける(購入する)国債の額は、
日銀の発行している日銀券の総額を超えないよう定めているとか。
ちなみに、日本のお金の単位は江戸時代は石、
一石=1人が1年間に食べる米の量
http://en.wikipedia.org/wiki/Banknote
Money prior to the banknote
Main article: History of money
Money is based on the coming to pre-eminence
of some commodity as payment. The oldest
monetary basis was for agricultural capital:
cattle and grain. In Ancient Mesopotamia,
drafts were issued against stored grain as
a unit of account. A "drachma"
was a weight of grain. Japan's feudal system
was based on rice per year ; koku.
At the same time, legal codes enforced the
payment for injury in a standardized form,
usually in precious metals. The development
of money then comes from the role of agricultural
capital and precious metals having a privileged
place in the economy.
Such drafts were used for giro systems of
banking as early as Ptolemaic Egypt in the
1st century BC.
Issue of banknotes
Generally, a central bank or treasury is
solely responsible within a state or currency
union for the issue of banknotes. However,
this is not always the case, and historically
the paper currency of countries was often
handled entirely by private banks. Thus,
many different banks or institutions may
have issued banknotes in a given country.
In the United States, commercial banks were
authorized to issue banknotes from 1863 to
1935. In the last of these series, the issuing
bank would stamp its name and promise to
pay, along with the signatures of its president
and cashier on a preprinted note. By this
time, the notes were standardized in appearance
and not too different from the Federal Reserve
Notes that circulated for most of the 20th
century.
In a small number of countries, private banknote
issue continues to this day. For example,
by virtue of the complex constitutional setup
in the United Kingdom, certain commercial
banks in two of the union's four constituent
countries (Scotland and Northern Ireland)
continue to print their own banknotes for
domestic circulation, even though they are
not fiat money or declared in law as legal
tender anywhere. The UK's central bank, the
Bank of England, prints notes which are legal
tender in England and Wales; these notes
are also usable as money (but not legal tender)
in the rest of the UK (see Banknotes of the
pound sterling).
In Hong Kong, three commercial banks are
licenced to issue Hong Kong dollar notes.[10]
As well as commercial issuers, other organizations
may have note-issuing powers; for example,
until 2002 the Singapore dollar was issued
by the Board of Commissioners of Currency
Singapore, a government agency which was
later taken over by the Monetary Authority
of Singapore.[10]